Financial Planning Tools for Chicago Teachers
Free web-based calculators to help CTU educators manage their finances and plan for the future
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CPS Deferred Pay Tool
Create consistent bi-weekly income throughout the year by calculating how much to save from school-year paychecks. Includes high-yield savings tracking and interest calculations.
Paycheck Smoothing Calculator
Understand how paycheck smoothing affects your effective hourly rate and take-home pay. See the true mathematics behind your consistent paychecks with interactive visualizations.
CTU Salary Progression Visualizer
Visualize salary progression for all CTU employee types from 2020-2028. Interactive charts and data tables for long-term financial planning and career advancement tracking.
All Salary Data
Comprehensive salary data lookup and verification tool. Search, filter, and export complete CTU salary schedules covering all employee types, lanes, and school years 2020-2028.
CTPF Pension Calculator
Estimate your Chicago Teachers' Pension Fund (CTPF) monthly and annual pension from tier, age, years of service, and final average salary. Visualizes early-retirement reductions and projects 20-year COLA growth.
🔐 Privacy & Security First
All tools are designed with your privacy and security in mind. No data collection, no sign-ups required, and calculations happen entirely in your browser.
No Data Collection
All calculations happen in your browser - your information never leaves your device
No Sign-ups Required
Use immediately without creating accounts or providing personal information
Offline Capable
Continue working even without internet after initial page load